Are you highly motivated, detailed oriented and passionate about
preparing for your career? Then we are looking for someone just
like YOU to join our team!
We look for people who can dream, think, create and grow. Our
culture thrives on embracing and rewarding imagination and is
characterized by an unwavering commitment to high achievement. We
pride ourselves on sharing ideas, diversity of thought and
embracing dedicated, talented and driven individuals who value
honesty, integrity and go above and beyond. As we continue to grow
we need YOU to meet our demands for success.
We have developed and executed differentiated strategies that
are helping us thrive in a rapidly changing industry.
There is no shortage of talent - we work hard to make Sterling
an employer of choice.
None of the bureaucracy found in larger banks - open door policy
with all executives.
One Dream, One Team, One Purpose, One Culture
Our Single Point of Contact model ensures every client and
colleague feels valued and knows who to reach out to for specific
guidance. Our purpose is to use the power of banking to move our
company forward. We believe in a fair, ethical, and sustainable
future-one where everyone thrives on a compliant and level playing
We are a results-driven culture, with a keen focus on
collaboration acceleration. We work hard, We win as a team, and We
honor the diversity of skills brought by the collective.
What's in it for YOU
We aim to help you figure out exactly where you see yourself in
our business. Whatever your passion, we will support you in getting
the skills necessary to make your mark.
Sterling National Bank is looking for a Manager, in our
Commercial Banking Portfolio Division, to assist with the
management of the team's sales and service efforts, to ensure the
retention and or deepening of existing relationships as well as the
growth of new relationships. You will be responsible for all
portfolio administration for the assigned lending teams,
maintaining high quality loans through the support of underwriting
and portfolio administration functions.
- Provide financial analysis and underwriting for new borrowers
as well as annual reviews and routine renewals of maturing and
conforming loans; complete new credit offering memorandum and
include all data/information requirements up to the executive
summary which includes the evaluation and recommendation of credit
- Manage financial tickler report, ensuring timely production of
request letters, receipt and initial review of required financial
information, and advice to lending personnel, as well as production
of appropriate file entries or determination of action plans.
- Support Commercial Banking Relationship Managers with necessary
actions required for the preparation and management of Commercial
Loan Risk Rating memoranda, Commercial Loan Portfolio reviews,
Construction Loan Report reviews, FASB 114 forms,
Criticized/Classified reports, and the PIM process.
- Maintain appropriate client collateral control procedures
including monitoring the receipt of borrowing base data and
- Develop and utilize expertise with pricing model; run
- Approve or obtain proper approval of overdrafts/uncollected
loans as well as other accounts within limits of lending
- Ensure compliance with all regulations, policies, and
Who We Want
- For this position, you must have at least 5 years of experience
in commercial loan underwriting.
- Candidates with advanced degrees (Associates, Bachelor's,
and/or Master's) preferred, yet a High School diploma or GED is
required. Candidates with some combination of coursework and
experience, or else extensive related professional experience, are
eligible for consideration.
- Knowledge of credit and financial analysis techniques.
- Knowledge of banking regulations, lending policies, procedures
and techniques and well demonstrated understanding of loan risk
- Strong verbal and written communication skills.
- Strong analytical skills and strong negotiating skills.
At Sterling National Bank, we rely on diversity of culture and
thought to deliver on our goals. To ensure this we seek talented,
qualified people for all of our career opportunities, regardless of
race, color, sex/gender, including pregnancy, gender identity and
expression, national origin, religion, sexual orientation,
disability, age, marital status, veteran status, or any other
protected classification under federal, state and/or local laws.
Sterling National Bank is proud to be an Equal Employment
Opportunity/Affirmative Action Employer providing a drug-free
All Applicants must be eligible to work in the U.S. without
company sponsorship, now or in the future, for employment-based
work authorization. H1-B and green card sponsorship is not
available for any position and we will not consider F-1 visa
holders with Optional Practical Training (OPT) who will require
H-1B status, TNs, or current H-1B visa holders for employment
All offers for employment with Sterling National Bank are
contingent on successful completion of background investigation,
including drug and fingerprint screening.